Capital for what comes next
Beyond the portfolio
Expertise that connects
Insight grounded in evidence
A broader view of your financial life
Your financial capital and human capital are deeply integrated. Investments, property, insurance, and business interests work alongside your ability to earn, provide, retire, give and create the life you want.
We bring these elements together to protect, diversify, and plan for how they support what matters most to you and shape what comes next.
Start with what matters
Your values, priorities, ambitions, and the life you want to lead shape how your capital can best serve you.
Understand the pieces
Explore how your cash, property, investments, insurance, business interests and other resources fit together—and the role each plays in your financial life.
Source: Federal Reserve, Financial Accounts of the United States (Z.1), Table B.101.h, lines 223 and 122 (memo items); Investment Company Institute (ICI); Grosse Pointe Capital Management. Investments includes debt securities, mutual fund shares excluding "variable annuity mutual funds" [sic], and publicly traded corporate equities. Insurance includes life insurance reserves, pension entitlements (excluding Social Security), and variable annuity separate accounts. Closely held businesses includes closely held equity at market value and equity in noncorporate businesses. All other includes miscellaneous assets, loans, and consumer durable goods.
What we do
Grosse Point Capital Management is a financial services practice helping productive individuals, families, and closely held business owners build, manage, and make the most of their capital—for what matters now and what comes next.
Hover over each practice to learn more.
Good ideas are only the beginning. What matters is how they fit the realities of your life—and how well they are implemented.
We bring experience and judgment together to help you understand your choices, test alternatives, and make decisions with greater clarity and confidence.
Financial Planning
Planning for the real
We combine investment expertise and research-driven strategies to develop bespoke portfolios around your goals, risk tolerance, tax efficiency, and time horizon.
We draw our strategies on our model portfolio approaches and a variety of asset classes to pursue higher expected returns.
Investments
Evidence guides how we invest
Some risks are unlikely to occur but unacceptable to retain.
We consider insurance as a financial tool, evaluating the risk transferred, guarantees, costs, and available options in the context of your goals, risk tolerance, and broader financial strategy.
Insurance
Transfer risks that capital alone cannot manage
Growing a successful business takes people.
We help owners attract and retain great talent, make the most of every benefit dollar, protect what they've built, and prepare for the capital transitions that come with success.
Closely Held Business
Protect and extend value
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Growing and protecting wealth includes understanding the value of the capital you've built and preparing for what happens to it next.
We help shape estate strategies that preserve wealth, provide liquidity, address tax considerations, access business value, and align wealth transfer with your intentions.
Estate
Wealth has a destination
Grosse Pointe Capital Management is a registered investment adviser affiliated with a licensed insurance brokerage.
We provide fee-based investment advice and both fee-based and commission-based insurance solutions, acting under a fiduciary standard, with your interests alone guiding our advice.
About
Capital for what comes next
AssumeSmart
A more informed view of what lies ahead
AssumeSmart is our model for describing the financial world as realistically as possible—developing informed expectations from the best available evidence for capital markets, inflation, and the financial flows of life.
It brings together forward-looking research, historical evidence, and thoughtful assumptions to provide a more realistic foundation for evaluating choices, testing alternatives, and understanding what may be possible.
For example, we assume that US large cap stocks will equities will offer returns of four percentage points below historical experience.